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May 21, 2021
Dental benefit information
Full coverage dental benefits plans are those that help cover the costs of a wide range of dental treatments and procedures including preventive care, basic care and major restorative care.
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Feb. 18, 2021
Children’s Oral Health
When a child is born, getting medical coverage is a priority. But it’s also important to have dental coverage, too. This guide to dental coverage for children helps provide everything you need to know.
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Nov. 19, 2020
Dental benefit information
If you are covered under two different dental plans, then you have dual dental coverage. Dual dental coverage typically occurs when you have two jobs that each provide dental benefits, or you are covered by your spouse’s dental plan in addition to your own.
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Oct. 24, 2019
Dental benefit information
Deductibles, copay and coinsurance are all ways you share the costs of dental care with your benefits company – but they all operate a little differently. A deductible is the total amount you pay before your dental benefits carrier helps with the costs. Let's say you have a $100 deductible and you need to get... More »
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Aug. 7, 2018
Dental benefit information
It's not uncommon to be covered by two dental benefits plans, which means that you have “dual coverage.” If this applies to you or your family members, take a moment to learn how dual coverage works with these four key points. Understand your coordination of benefits (COB). Your COB is the way your two plans... More »
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Mar. 6, 2018
Dental benefit information
Copayment and coinsurance1 are both ways you help share the costs of dental care with Delta Dental of Illinois. Most of the time, Delta Dental of Illinois members have a copay or coinsurance, but not both. Here's what you need to know: Copayment, also known as a copay, is a set dollar amount you are... More »
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Oct. 26, 2015
Dental benefit information
If you have both medical and dental benefits, you may wonder why they work differently when it comes to payments and coverage. Although dental and medical benefits both help cover the costs of certain treatments, they actually serve different purposes. Why They're Different Medical care usually focuses on reactive treatments for disease and illness, treating... More »
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Sep. 18, 2015
Dental benefit information
When you are covered by a dental plan, you often receive an explanation of benefits (EOB) from your dental carrier after a trip to the dentist's office. The EOB is not a bill, but rather an explanation of the procedures that were performed at the appointment and what is covered by your particular dental plan.... More »
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Dec. 9, 2014
Dental benefit information
Most dental plans have an annual dollar maximum. This doesn't refer to a cap on the amount you will pay out of pocket. Instead, this is the maximum dollar amount a dental benefit plan will pay toward the cost of dental care within your annual benefit period. Once you reach your annual maximum, you are... More »